US Health care habits for those in the $9,000-10,000/year range?
Health insurance covers it well
Charity care covers it well
Death covers it well
Emigrating to Canada or Cuba covers it well
Note that this also covers pre-emptive health care. As in, not just when you're dashed to the ER, but when you've some odd creaky ankle and you'd like to know if your foot is going to fall off before it does much more than just creak.
PS: On a related note, Sir Arthur C Clarke died.